Business Interruption Advisory
Business Interruption is one of the most misunderstood and undervalued coverages in commercial insurance. Our advisors work proactively with businesses and brokerages to ensure BI policies are structured correctly, limits are adequate, and clients fully understand what they're buying — before a loss makes the gaps painfully clear.
We review existing BI policies to identify gaps, ambiguous wording, and structural weaknesses — before they become claim disputes.
Using the business's own financial data, we calculate an accurate BI limit recommendation accounting for revenue, expenses, and the realistic time to resume operations.
We deliver clear, practical education for commercial clients and their brokers — explaining how BI works, what it covers, and what the common pitfalls are.
Many businesses underestimate how long recovery really takes. We help model realistic timelines and ensure indemnity periods reflect the true risk.
Good documentation makes claims faster and smoother. We advise on pre-loss documentation practices that will support the BI claim calculation if a loss occurs.
